Rio Tinto Better Health Hospital Cover

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What's included?

Inclusive of all Bronze and Silver hospital services, as well as select Gold hospital services.

Purchase with…

Essentials Silver Plus Hospital with $500 excess is available on its own, or with a Rio Tinto Better Health extras cover

What benefits are paid?

For the services included under each of our covers, we'll pay benefits (less any applicable excess) towards:

• private hospital accommodation
  • overnight accommodation in a private or shared room
  • same day admissions
  • intensive care
  • theatre fees
• public hospital accommodation as a private patient
  • overnight accommodation in a private or shared room
  • same day admissions (shared room only)
• doctors' fees for in-hospital medical services when you're treated as a private patient
• surgically implanted prostheses and other items on the Federal Government's Prostheses Schedule
• eligible ambulance services where immediate professional attention is required and your medical condition is such that you couldn’t be transported any other way

What's an excess?

If you have an excess on your cover, you pay this amount towards the cost of your hospital treatment. The higher the excess on your cover, the lower your premium. There are excess options available. You can choose to reduce the hospital excess and pay an additional amount. An excess applies per person per calendar year and doesn't apply to children on your membership.

It's important to note that you may have other out-of-pocket expenses.

Key

Services we pay benefits towards

Services we don't pay benefits towards

Restricted= Services we pay limited benefits for in a private hospital. It's important to consider whether you're likely to need these services because, the benefits for restricted services generally won’t cover the full cost of treatment in a private hospital and you may end up with significant out-of-pocket expenses.

Services which are normally restricted or excluded will be covered where treatment is required for injuries sustained in an accident after joining Essentials Hospital Cover.

Waiting periods may apply including the general 2 month waiting period, 12 months for pre-existing conditions and a 12 month waiting period for obstetrics-related services. For more information including other benefit assessment information, please refer to the brochure

Note: Cosmetic surgery/procedures are excluded on all Medibank covers.

For further information please see our cover summary and the brochure

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What's included?

Comprehensive hospital cover, including joint replacement surgery, cataracts, weight loss surgery and more.

Purchase with…

Secure Silver Plus Hospital can be purchased on its own, or with a Rio Tinto Better Health extras cover of your choice.

What benefits are paid?

For the services included under each of our covers, we'll pay benefits (less any applicable excess) towards:

• private hospital accommodation
  • overnight accommodation in a private or shared room
  • same day admissions
  • intensive care
  • theatre fees
• public hospital accommodation as a private patient
  • overnight accommodation in a private or shared room
  • same day admissions (shared room only)
• doctors' fees for in-hospital medical services when you're treated as a private patient
• surgically implanted prostheses and other items on the Federal Government's Prostheses Schedule
• eligible ambulance services where immediate professional attention is required, and your medical condition is such that you couldn’t be transported any other way. Tasmania and Queensland have state schemes that cover ambulance services for residents of those States.

What's an excess?

If you have an excess on your hospital cover, you pay this amount towards the cost of your hospital treatment. The higher the excess on your cover, the lower your premium. An excess applies per person per calendar year and doesn't apply to children on your membership. There are excess options available. You can choose to reduce the hospital excess and pay an additional amount in your premium.

It's important to note that you may have other out-of-pocket expenses.

Key

Services we pay benefits towards

Services we don't pay benefits towards

Restricted= Services we pay limited benefits for in a private hospital. It's important to consider whether you're likely to need these services because, the benefits for restricted services generally won’t cover the full cost of treatment in a private hospital and you may end up with significant out-of-pocket expenses.

Waiting periods may apply including the general 2 month waiting period, 12 months for pre-existing conditions and a 12 month waiting period for obstetrics-related services. For more information including other benefit assessment information, please refer to the brochure.

Note: Cosmetic surgery/procedures are excluded on all Medibank covers.

For further information please see our cover summary and the brochure