Purchase a tailored extras cover that pays a percentage back at any recognised extras provider (subject to limits)

  • Choose from three levels of cover – Extras 55 , Extras 70 , Extras 85
  • Get a % back from any recognised extras provider in Australia (subject to limits) – wherever they are
  • Exclusive 10% discount off extras premiums
  • You can generally access greater value from Medibank Members' Choice Network of providers

Members' Choice extras providers may not be available in all areas.
Find your nearest Members' Choice provider.
Extras covers are only available with Rio Tinto Better Health hospital covers.

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Extras cover

Extras 85

85% back at any recognised provider, plus 100% back on optical items (subject to limits).

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About Extras 85

Comprehensive health cover for a range of health services and items such as general and major dental, orthodontics, physio, chiro, health appliances and more, plus 100% back on optical items (all benefits subject to limits).

Purchase with…

Extras 85 must be taken with an eligible hospital cover of your choice

Percentage back at any recognised extras provider

When you visit a recognised extras provider for eligible services, you'll get 85% of the charge back (subject to limits).

You can access greater value by visiting a Members' Choice extras provider for discounted products and services. Medibank has negotiated with many healthcare professionals on your behalf so you won't be charged more than the agreed price.

Limits

Benefits are subject to annual and maximum benefit limits. An annual limit is the maximum amount we'll pay for items or services in calendar year. The benefit we pay for a particular item or service may be less than your annual limit and less than your provider's charge which means may have out-of-pocket expenses to pay. Benefits will be subject to the maximum price a Members' Choice provider is permitted to charge or the maximum benefit payable set by Medibank at a Non Members' Choice provider.

Orthodontic entitlement

If you have Extras 85 cover, you'll start with an opening balance in the first year and you're topped up with an additional amount each full calendar year of membership up to a maximum lifetime limit for your level of cover. Once you've served your 12 month waiting period, you can claim up to 100% of your balance.

Benefit replacement period

Benefit replacement periods may apply for some services/items. More information on benefit replacement periods.

Get a quote

Extras 70

70% back at any recognised provider, plus 100% back on optical items (subject to limits).

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About Extras 70

Cover for key health services including general and major dental, physio and chiro, plus 100% back on optical items (all benefits subject to limits).

Purchase with…

Extras 70 must be taken with an eligible hospital cover of your choice

Percentage back at any provider

When you visit a recognised extras provider for eligible services, you'll get 70% of the charge back (subject to limits).

You can access greater value by visiting a Members' Choice extras provider for discounted products and services. Medibank has negotiated with many healthcare professionals on your behalf so you won't be charged more than the agreed price.

Limits

Benefits are subject to annual and maximum benefit limits. An annual limit is the maximum amount we'll pay for items or services in calendar year. The benefit we pay for a particular item or service may be less than your annual limit and less than your provider's charge which means may have out-of-pocket expenses to pay. Benefits will be subject to the maximum price a Members' Choice provider is permitted to charge or the maximum benefit payable set by Medibank at a Non Members' Choice provider.

Benefit replacement period

Benefit replacement periods may apply for some services/items. More information on benefit replacement periods.

Get a quote

Extras 55

55% back at any recognised provider, plus 100% back on optical items (subject to limits).

More info
Close

About Extras 55

Affordable cover for key health services including general dental, physio and chiro, plus 100% back on optical items (all benefits subject to limits).

Purchase with…

Extras 55 must be taken with an eligible hospital cover of your choice

Percentage back at any provider

When you visit a recognised extras provider for eligible services, you'll get 55% back of the charge back (subject to limits).

You can access greater value by visiting a Members' Choice extras provider for discounted products and services. Medibank has negotiated with many healthcare professionals on your behalf so you won't be charged more than the agreed price.

Limits

Benefits are subject to annual and maximum benefit limits. An annual limit is the maximum amount we'll pay for items or services in calendar year. The benefit we pay for a particular item or service may be less than your annual limit and less than your provider's charge which means may have out-of-pocket expenses to pay. Benefits will be subject to the maximum price a Members' Choice provider is permitted to charge or the maximum benefit payable set by Medibank at a Non Members' Choice provider.

Benefit replacement period

Benefit replacement periods may apply for some services/items. More information on benefit replacement periods.

Get a quote
  • Items / Services
  • General dental
    Includes preventative treatment, dental examinations, scale & clean
  • Surgical dental procedures
  • Major dental
    • Endodontic services (eg. root canal)
    • Periodontics (ie. treatment of gum disease)
    • Crowns, dentures and bridges
    • Major restorative fillings (eg. veneers)
  • Orthodontics
    eg. Braces
  • Optical Items
    100% back up to annual limit.
    Includes frames, prescription lenses & contact lenses
  • Prescription pharmaceutical (non-PBS)
    Includes most prescribed items not subsidised by the Government (non-PBS items). Benefit will be paid after a set charge has been deducted.
  • Physiotherapy
    Includes consultations, group pilates & hydrotherapy sessions
  • Chiropractic and Osteopathy
  • Natural therapies
    Consultations for Acupuncture, Chinese medicine, Myotherapy, Remedial massage and Exercise physiology
  • Podiatry
    Includes prescribed orthotics
  • Dietetics
  • Occupational therapy
  • Speech therapy
  • Eye therapy
  • Hearing aids
  • Breathing appliances
    Peak flow meters, nebulisers and spacing devices.
  • Blood glucose monitors
  • Blood pressure monitors
  • Health appliances & external prostheses
    eg. insulin delivery pens
  • Psychology
    Consultations only
  • Waiting
    periods
    (mths)
  • 2
  • 12
  • 12
  • 12
  • 6
  • 2
  • 2
  • 2
  • 2
  • 2
  • 2
  • 2
  • 2
  • 2
  • 36
  • 12
  • 24
  • 24
  • 2
  • 2
  • Annual Limits ( maximum we'll pay for items or services in a calendar year )
  • No annual limit
  • $1,600
  • Opening balance $1,600
    Top up of $500 per year up to $3,500 lifetime limit
  • $300
  • $500
  • $800
  • $600
  • $700 combined limits
  • Annual Limits ( maximum we'll pay for items or services in a calendar year )
  • $900
  • $1,200
  • $225
  • $400
  • $500
  • $300
  • $500 combined limits
  • Annual Limits ( maximum we'll pay for items or services in a calendar year )
  • $600
  • $180
  • $300
  • $500 combined limits
  • $300 combined limits

*Price varies from state to state and is calculated for single membership in NSW. Prices assume 0% Australian Government Rebate on Private Health Insurance and nil Lifetime Health Cover Loading.

: Services we don't pay benefits towards

Annual limits and benefits replacement periods may apply. See more about health cover for more information

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